If you run a business, work as a freelancer, or earn irregular income, you’ve likely heard about provisional tax. One of the biggest challenges people face is getting their provisional tax estimation right. Too low and you’ll face penalties. Too high and you’re handing Inland Revenue an interest-free loan. The good news? With a clear process, you can master provisional tax and use it as a tool to strengthen your financial planning.

In today’s fast-paced business landscape, having a robust cash reserve is not just a safety net - it’s a strategic advantage. Imagine navigating economic downturns, seizing unexpected opportunities, or simply weathering seasonal slowdowns like January without stress. Whether you’re a small startup or an established enterprise, mastering the art of cash management can significantly impact your long-term success. Cash reserves are the game-changer that allows you to not only survive, but thrive in any financial climate.

If you’ve been thinking about your financial future, whether it's getting ahead with your savings, building wealth, or making sure you're on the right track for retirement, you’ve probably wondered whether hiring a financial advisor in New Zealand is the right move. The answer is likely ‘yes’, but let’s break down why it makes sense!

Are you ready to take your business to new heights? Meet your secret weapon: an expert NZ business advisor. With a wealth of knowledge and strategic insights, business advisors are the key to unlocking your business's full potential.

AI just got real, and it’s changing the way we do business. To stay ahead of your competitors you need to stay in front of industry changes, and lean into them, not away from them. AI is no different, and is a tool that you should start implementing in your business if you haven’t started incorporating it already.

For many business owners, the next tax return in the diary will be the 2025 tax return. If you need to do yours, the below will be a handy quick guide.